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FAQs
Checking Accounts

FAQs

Home > Bank > Products > Checking Accounts

What are the fees for a checking account?

We believe you shouldn't have to pay a fee to keep your money safe.  That's why all TCT checking accounts feature:

  • No monthly maintenance fee
  • No minimum balance requirement
  • No per check charge 
  • No debit card fee
  • Surcharge-free access to cash at over 55,000 Allpoint ATMs
  • Free online banking, mobile banking, and phone teller service
  • Free checks (with direct deposit of your full paycheck, retirement or social security benefit to your TCT checking account)
  • Free Overdraft Transfer from a TCT savings account (inquire to set-up Overdraft Protection, certain limitations apply)

We do have fees for certain occurrences. View Fee Schedule 

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Card Valet

“We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. Online Banking is critical to our organization as it allows us to monitor our account with convenience. We have had issues in the past with other banks and fraud. We are able to be at ease knowing that TCT is watching over the money that our girls work so hard to raise. The TCT Staff is great at reaching out to us just to make sure all is well. Great Customer Service goes a long way. Thank You TCT.”

— Cambridge Youth Cheer

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