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CAMBRIDGE BRANCH DRIVE-THRU ONLY: Please note our Cambridge Branch will be open for drive-thru transactions only due to Covid Related Staff Shortage. We expect to reopen the lobby on Monday, Sept. 27th. You can do many banking transactions including deposit checks and make a loan payment online. DIY Banking

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Peace of Mind Checking
Home > Bank > Products > Checking Accounts > Peace of Mind Checking

Get more value with your checking

Peace of Mind Checking provides extraordinary checking benefits PLUS extras that give you protection and peace of mind. Check out this list of extra features included with a TCT Federal Credit Union Peace of Mind Checking account.

Peace of Mind Checking includes:

  • Automatic Courtesy Pay with $400 limit, $7 overdraft fee for checks/ACH*
  • Access to Debit Card Round-Up to build savings - OPT-IN to start saving
  • Reduced $5 Non-Sufficient Funds fee*
  • Free duplicate checks with direct deposit
  • Free account research & statement/check printing
  • Free money orders & corporate checks

*View Overdraft Program Overview and Courtesy Pay Agreement



For additional details about the extra features including terms, conditions, and limitations, please visit:

All TCT Checking Accounts Receive:


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While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.

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“We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. Online Banking is critical to our organization as it allows us to monitor our account with convenience. We have had issues in the past with other banks and fraud. We are able to be at ease knowing that TCT is watching over the money that our girls work so hard to raise. The TCT Staff is great at reaching out to us just to make sure all is well. Great Customer Service goes a long way. Thank You TCT.”

— Cambridge Youth Cheer

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