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Peace of Mind Checking
Home > Bank > Products > Checking Accounts > Peace of Mind Checking

Get more value with your checking

Peace of Mind Checking has a monthly account maintenance fee of $5.00 and provides enhanced benefits and protection including automatic courtesy overdraft, Debit Card Round-Up to build savings, and fully managed identity theft recovery services, access to credit and dark web monitoring with alerts, and monthly credit score, plus online discounts, mobile phone insurance, and more.

Peace of Mind Checking includes:

  • Automatic Courtesy Pay with $400 limit, $7 overdraft fee for checks/ACH*
  • Access to Debit Card Round-Up to build savings  OPT-IN to start saving
  • Reduced $5 Non-Sufficient Funds fee*
  • Free duplicate checks with direct deposit
  • Free account research & statement/check printing
  • Free money orders & corporate checks

*Any negative balance should be resolved within 30 days. View Agreement: Overdraft Overview and Courtesy Pay Agreement 

PLUS, Extra Features:

  • Fully Managed Identity Theft Recovery  View Benefits
  • Entitlement to Credit and Dark Web Monitoring, PLUS Alerts and Credit Score  Activate nxg|PROTECT
  • Online discounts on shopping, dining, travel, and entertainment  nxg|SAVE
  • Mobile Phone Insurance that covers accidental damages, malfunction, and theft  nxgMOBILE

LEARN MORE about the extra features including terms, conditions, and limitations, visit:

All TCT Checking Accounts Receive:


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While we hope you find the information you need online, we want to assure you that TCT is more than a website. We're your credit union, and we look forward to helping you. Call us at 1-800-721-8288 for friendly, local assistance or stop by one of our branches for personal service.

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Peace of Mind Checking

“We cannot say enough good things about TCT and the ease of doing business. Everyone is always happy to help and willing to go the extra mile to resolve any issues. Online Banking is critical to our organization as it allows us to monitor our account with convenience. We have had issues in the past with other banks and fraud. We are able to be at ease knowing that TCT is watching over the money that our girls work so hard to raise. The TCT Staff is great at reaching out to us just to make sure all is well. Great Customer Service goes a long way. Thank You TCT.”

— Cambridge Youth Cheer

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