Limited-time Personal Loan Special
TCT is offering a special low-rate personal loan with a 12-month repayment period. TCT is here to help our members save money this holiday season by avoiding higher-interest credit card debt. The Personal Loan Special is available for a limited time with rates as low as 3.49% APR*. Get the cash you need by applying online for quick or instant approval.
Must Apply November 1, 2022 — January 31, 2023
|Term||APR (Rates as low as)||Monthly Payment per $1,000|
|1 Year (12 month)||4.99%**||$85.74|
|3 Year (36 month)||7.24%||$30.99|
|5 Year (60 month)||9.24%||$20.88|
|Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000|
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.
|**1-Year Term is available for a limited time. Must apply May 8, - September 30, 2023.|
*Annual Percentage Rate (APR) for this loan special is as low as 3.49% APR for a 12-month term and includes a 0.25% APR discount for automatic payment through a TCT checking account or payroll deduction. Your rate may vary based on individual creditworthiness. A sample payment based on the disclosed rate of 3.49% APR for a 12-month term and $1,000 loan amount, the monthly principal and interest payment would be $84.91. The Personal Loan Special is offered for a limited time: 11/01/22 through 01/31/23. TCT FCU reserves the right to withdraw the special offer at any time without notice.
Yes. We offer both fixed and variable rate options to either purchase or refinance your home.
You can apply online or by calling or visiting a branch to be pre-approved. Contact Us
No. We do not offer business loans at this time. We offer business savings and checking accounts.
No. You do not have to be a member to apply for a loan. However, you must become a member to close on a loan.
No. TCT Members under age 18 may not apply for loans, credit cards or overdraft protection.