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Personal Loan Special

Limited-time Personal Loan Special

TCT is offering a special low-rate personal loan with a 12-month repayment period. TCT is here to help our members save money this holiday season by avoiding higher-interest credit card debt. The Personal Loan Special is available for a limited time with rates as low as 3.49% APR*. Get the cash you need by applying online for quick or instant approval.


Must Apply November 1, 2022 — January 31, 2023

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Personal Loan Rates
Term APR (Rates as low as)Monthly Payment per $1,000
1 Year (12 month) 4.99%** $85.74
3 Year (36 month) 7.24% $30.99
5 Year (60 month) 9.24% $20.88
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.
**1-Year Term is available for a limited time. Must apply May 8, - September 30, 2023.

Download the Holiday Budget Worksheet

Ask about a Personal Loan
Completion of this information request form does not constitute a loan application.
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*Annual Percentage Rate (APR) for this loan special is as low as 3.49% APR for a 12-month term and includes a 0.25% APR discount for automatic payment through a TCT checking account or payroll deduction. Your rate may vary based on individual creditworthiness. A sample payment based on the disclosed rate of 3.49% APR for a 12-month term and $1,000 loan amount, the monthly principal and interest payment would be $84.91. The Personal Loan Special is offered for a limited time: 11/01/22 through 01/31/23. TCT FCU reserves the right to withdraw the special offer at any time without notice.



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If you have additional questions, call us at 1-800-721-8288 or visit a TCT branch to meet with a Member Service Specialist. 

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