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Personal Loan Special
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Limited-time Personal Loan Special

TCT is offering a special low-rate personal loan with a 12-month repayment period. TCT is here to help our members save money this holiday season by avoiding higher-interest credit card debt. The Personal Loan Special is available for a limited time with rates as low as 3.49% APR*. Get the cash you need by applying online for quick or instant approval.

Must Apply November 1, 2022 — January 31, 2023

 APPLY NOW

Personal Loan Rates
Term APR (Rates as low as)Monthly Payment per $1,000
3 Year (36 month) 6.50% $30.65
5 Year (60 month) 8.50% $20.52
Minimum Loan Amount = $500 | Maximum Loan Amount = $30,000
The disclosed rates reflect a .25% discount for automatic payment from payroll deduction or direct transfer from a TCT checking account.

Download the Holiday Budget Worksheet


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Completion of this information request form does not constitute a loan application.
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*Annual Percentage Rate (APR) for this loan special is as low as 3.49% APR for a 12-month term and includes a 0.25% APR discount for automatic payment through a TCT checking account or payroll deduction. Your rate may vary based on individual creditworthiness. A sample payment based on the disclosed rate of 3.49% APR for a 12-month term and $1,000 loan amount, the monthly principal and interest payment would be $84.91. The Personal Loan Special is offered for a limited time: 11/01/22 through 01/31/23. TCT FCU reserves the right to withdraw the special offer at any time without notice.

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“I recently had the pleasure of working with TCT on a home equity loan that consolidated my mortgage, second mortgage, and credit card debt. I now save over $1,100 monthly without extending the remaining time on my mortgage loan. Talk about a lifesaver!”

— William G.

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