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People Over Profits

TCT was founded in 1959 by a small group of teachers and school staff who wanted to pool their savings together to loan each other money when banks would not. At TCT, you're not a customer or a transaction, you're a member and an owner. We care about your financial well-being and your overall peace of mind when it comes to your savings and loan needs.

Because credit unions are not-for-profit, every dollar we make goes to providing more value to our members and the communities we serve. At TCT, you can trust that you’re getting personalized service and competitive rates.

How it works: When you join TCT, we make an initial $5 deposit into your savings account as a welcome gift. This deposit represents your share of ownership in the credit union. By saving your money at your credit union, you're able to support other people in the community with their goals and dreams, and desires. Your deposits could be part of a first car purchase, a family’s new home, or help a couple send their child to college. And, if you need to borrow, TCT offers a wide array of loan services at low rates that save you money.

Ready to become a member?


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Banzai logo

TCT proudly sponsors Banzai at schools where students are eligible for TCT membership. This premium online financial literacy program is provided to teachers for free. 



Teacher of the Week chalkboard logo

Each week during the school year we honor a special school employee for their efforts.


"I enjoy coming to TCT all the time. All the employees share a laugh with me and I enjoy the free coffee."
- Barb H.


Want to learn more about TCT membership? Let's connect!

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