Visa Debit Card


EMV Chip Debit Cards are on the way!

Attention current VISA Debit Card holders: Beginning in the fall of 2016, EMV debit cards will be issued based on your current card's month of expiration. For example, if your current card expires 03/18, you can expect to receive your new card by March of 2017. Learn more about EMV chip technology


Easy. Fast. Convenient.

We believe you shouldn't have to pay a fee to access your money. That's why we will not charge you to use an ATM, even if it's outside of our network.

  • Make purchases without having to write a check

  • Use anywhere VISA is accepted, worldwide

  • Surcharge-free access to cash at over 55,000 Allpoint ATMs nationwide and internationally

  • Sometimes called a VISA Check Card - transactions are deducted from your checking account and itemized on your monthly statement and online and mobile banking.

  • Increased fraud protection with EMV chip technology

  • Daily purchases limit at stores and online up to $4,500

  • Maximum cash withdrawal per day of $505

  • Competitive 1% foreign transaction fee


Manage your VISA Debit Card anytime, anywhere using CardValet

Our CardValet App lets you manage the use of your debit card using a Smartphone. It's great for parents wishing to monitor their children's spending, and for anyone to ensure their debit card is being used how they want, where they want, when they want. With the CardValet app you can:

  • Turn your card on or off

  • Set spending limits and transaction controls based on merchange type, location and more

  • Receive real-time alerts when your card is used or declined

The Apple and Android CardValet apps are free for TCT members and tied to your TCT checking account. Download the app and start better managing your debit card today!


Apple App Store Android App Store



Find a Surcharge-free ATM

We have partnered with Allpoint, the nation's largest ATM Network to bring you over 55,000 surcharge-free ATMs. Finding an Allpoint ATM is easy! Download the Allpoint app or use our online ATM Locator and never pay another ATM surcharge!


Apple App Store Android App Store
Please note: The ATM may display a surcharge fee screen. Accept the surcharge and proceed with your withdrawal. You will not be charged the surcharge fee.



Verified by VISA

At TCT, we take security very seriously, that's why we participate in the Verified by VISA program to enhance your debit card security when making online purchases. Take a moment to register your card today.

Register Now

Report a Lost or Stolen Debit Card: 1-800-472-3272

Activate a Card / Reset Your PIN: 1-800-757-9848


*By using an external/third-party link you will be leaving the TCT Federal Credit Union Web site. We are not responsible for accuracy, security, or content of other Web sites. We do not represent either the third-party or the member if the two enter into a transaction. We encourage you to view privacy and security disclosures of all Web sites you visit.

                                Privacy Policy

   Logo      Logo   This credit union is federally insured by the National Credit Union Administration