Visa Check Card Advantages:
What do I need in order to access my checking account at an ATM?
Simply use your TCT Visa Check Card, and select WITHDRAWAL FROM CHECKING.
Please note: your VISA check card can only be used to withdraw money from your share draft checking account.
What do I need in order to access my checking account at a store?
Select "Credit" when using your TCT Visa Check Card at a store. Even-though your VISA Check Card is a debit card, selecting "Credit" is what is needed in order for your transaction to get processed correctly.
55,000 totally surcharge-free ATM's nationwide!
TCT participates in the Allpoint ATM Network. Allpoint is the nations largest surcharge-free ATM network. These ATM's can be found in several locations, including Hess Marts, Target Stores, and several other restaurants and stores. Just look for the Allpoint logo.
30 ATM's in Saratoga County
22 in Warren County
13 in the Cambridge Area
Over 3000 in New York
Please note: some ATM's may appear at the beginning of the transaction that they will charge a fee. If you select WITHDRAW FROM CHECKING, you should not be charged a fee, and your receipt should not indicate a fee was charged.
Other surcharge-free ATM locations:
Milton Main Office - 416 Rowland Street, Milton
Cambridge Office - 17 Gilbert Street, Cambridge
Thruway Beverage - 1184 Route 29, Greenwich
Clifton Park Office - 520 Vischer Ferry Road, Clifton Park
Queensbury Office - 4 Hunter Brook Lane, Queensbury
We will not charge you to use an ATM:
When you use your TCT VISA Check Card at any ATM worldwide, TCT will not charge you a fee. This is just another example of the benefits of being a TCT member, because many banks charge fees if their customers use ATM's that are not owned by that bank. Please keep in mind that while TCT does not believe it is in your best interest to charge for ATM usage, others may not feel the same way, and you may be surcharged a fee at an ATM by the owner of that particular ATM. If you see the Allpoint logo, then your transactions at that ATM will be surcharge-free.
Verified By VISA Protection!
TCT participates in the Verified by VISA program to help better protect your card for online transactions.
Lost or Stolen Cards:
*By using an external/third-party link you will be leaving the TCT Federal Credit Union Web site. We are not responsible for accuracy, security, or content of other Web sites. We do not represent either the third-party or the member if the two enter into a transaction. We encourage you to view privacy and security disclosures of all Web sites you visit.