Personal & Credit Card Rates

Personal Loan Rates
Approximate Repayment Terms Minimum APR - Maximum APR
1 Year (12 Month*)
(*Available June 15 - September 30, 2010)
2 Year (24 Month)
3 Year (36 Month)
4 Year (48 Month)
5 Year (60 month)		 3.99% - 10.49%
6.96% - 13.21%
7.96% - 14.21%
8.96% - 15.21%
9.96% - 16.21%
  • Minimum Loan Amount - $500.00 
  • Maximum Loan Amount - $20,000.00

ATV, Snowmobile and Personal Watercraft follow personal loan rates.

The disclosed rates reflect a .25% discount for an automatic payment from payroll deduction or direct transfer from a TCT checking account.

 

Personal Line of Credit/Overdraft Line of Credit
Personal Line of Credit (PLOC) Overdraft Line of Credit
Approximate Repayment Terms Minimum APR
Maximum APR		 Approximate Repayment Terms Minimum APR
Maximum APR
Revolving 8.96%
15.21%		 Revolving 8.96%
15.21%
Minimum Loan Amount - $500
Maximum Loan Amount - $20,000		 Minimum Loan Amount - $250
Maximum Loan Amount - $2,500

 

Share/Certificate Secured Loans
Share Secured Certificate Secured
Term: Up to 36 Months

Greater than 36 Months up to 60 Months		 3.60% (APR)

4.60% (APR)		 Term: Up to the Term of the Certificate APR = Certificate Rate + 2.00%

 

VISA Platinum Credit Card
  Minimum APR - Maximum APR
Cash Advances - Balance Transfers

Purchases (25 Day grace period for purchases)		 6.96% - 14.96%

8.96% - 16.96%
  • No Annual Fee
  • No Minimum Finance Charge
  • No Transaction Fee for Purchases

Method for calculating balances for purchases - Average daily balance (including new purchases)

 

Important Facts
APR = Annual Percentage Rate, Interest rates are quoted using a range from the Minimum APR to the Maximum APR, Your individual credit qualifications will determine rate and term withinthe respectable ranges.

Rates are subject to change without any prior notice and are accurate as of February 16, 2010

This credit union is federally insured by the National Credit Union Administration.

Loans granted to members only, contact us for membership elegibility requirements.








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