Home Loan Rates

Home Equity Line of Credit
Premier Plan* Preferred Plan*
1.99%(APR)
*Variable Rate Plan
2.99%(APR)
*Variable Rate Plan
  • Individual credit qualifications will determine your plan and rate
  • Initial rate is discounted for the first 36 months, thereafter prime rate plus 0% for the life of the loan
  • Index is the Prime Rate as published in the Wall Street Journal 30 days prior to the anniversary date
  • Maximum Loan to Value (LTV) up to 80%
  • Annual interest rate review, 2% annual adjustment cap with a maximum rate of 15.00%, and a floor rate of 4.00%, except for the introductory rate offered.
  • Individual credit qualifications will determine your plan and rate
  • Initial rate is discounted for the first 36 months, thereafter prime rate plus 1.00% for the life of the loan
  • Index is the Prime Rate as published in the Wall Street Journal 30 days prior to the anniversary date
  • Maximum Loan to Value (LTV) up to 70%
  • Annual interest rate review, 2% annual adjustment cap with a maximum rate of 15.00%, and a floor rate of 5.00%, except for the introductory rate offered.

*Current Prime Rate as of 01/01/14 is 3.25%

 20 Year Repayment • 10 Year Draw Period

Minimum Line of Credit Amount - $10,000 • Maximum Line of Credit - $250,000 


Home Equity Fixed Rate Loans
 
Term
Rates (as low as)
1st Lien Holder Position
Loan to Value up to 80%
Rates (as low as)
•2nd-Lien Holder Position
Loan to Value up to 80%
5 Years (60 Month)

10 Year (120 Month)

15 Year (180 Month)
2.75%
(Monthly payment per $1,000 - $17.85)
2.99%
(Monthly payment per $1,000 - $9.65)
3.50%
(Monthly payment per $1,000 - $7.14)
2.99%
(Monthly payment per $1,000 - $17.96)
4.25%
(Monthly payment per $1,000 - $10.24)
4.99%
(Monthly payment per $1,000 - $7.90)
Minimum Loan Amount - $10,000 • Maximum Loan Amount - $250,000
 
Max Home Equity Fixed Rate Loan
Term Rates (as low as )
5 Year (60 Month)

10 Year (120 Month)

15 Year (180 Month)
6.24%
(Monthly payment per $1,000 - $19.44)
6.99%
(Monthly payment per $1,000 - $10.24)
7.25%
(Monthly payment per $1,000 - $9.12)
Eligible borrowers between the premier plus and preferred plus qualify for the maximum term of 15 years for the max home equity.
Minimum Loan Amount - $10,000 • Maximum Loan Amount - $50,000 • Loan to Value UP to 90%

Important Facts
APR= Annual Percentage Rate, Interest rates are quoted with the lowest APR within the designated term, your individual credit qualifications will determine rate and term.

Rates are subject to change without prior notice and are accurate as of February 1, 2014. 

 This credit union is federally insured by the National Credit Union Administration. 

Loans granted to members only, contact us for membership eligibility requirements.









                                Privacy Policy


  Disclosures/Forms
   Logo      Logo   This credit union is federally insured by the National Credit Union Administration