Business Accounts - Share Rates

Share Savings Accounts
Account Type Average Daily Balance to Earn APY Dividend Rate Annual Percentage Yield (APY)
Regular Share $5.00 (Minimum to Open) 0.15% 0.15%
 
Important highlights to your business share savings account:
  • Only a $5.00 balance is needed in your savings to open, earn dividends and maintain credit union membership
  • No minimum balance fee
  • No excess withdrawal fee
  • No transaction fee
  • No monthly service fee
  • View your accounts online or use our automated phone teller

 

Money Market Savings Account
Account Type Average Daily Balance to Earn APY Dividend Rate Annual Percentage Yield (APY)
Regular Money Market* $500 - $49,999.99
$50,000 - $99,999.99
$100,000 - and above
0.25%
0.50%
0.65%
0.25%
0.50%
0.65%
*Regular Money Market allows 6 free withdrawals per month; $5.00 fee for each withdrawal after 6
Special Notice for Savings Accounts
For Regular Share Savings and Money Market accounts there is a minimum average daily balance required to obtain the Annual Percentage Yield for the dividend period, dividend period is the calendar month. Rates and yields for these accounts may change monthly as determined by the Credit Union's Board of Directors.  Please refer to the Truth in Savings Disclosure for additional information.

 

Share Draft Checking
Account Type Average Daily Balance to Earn APY Dividend Rate Annual Percentage Yield (APY)
Share Draft - Checking $0.00 N/A N/A
For Share Draft Checking there is No monthly fees, No per check charges, No minimum balance requirement. Overdraft protection from Share savings and/or loan is available.  Access your account with No charge online banking or our automated phone teller.

 

Share Certificate Accounts
Account Type  Term Minimum to Open (All Terms) Early Withdrawal Penalty (Days of Dividend) Dividend Rate (Fixed Rate) Annual Percentage Yield (APY)
Regular and IRA 6 Month
9 Month
12 Month
18 Month
24 Month
36 Month
$1,000 30
60
60
90
90
90
0.25%
0.30%
0.35%
0.50%
0.65%
1.00%
0.25%
0.30%
0.35%
0.50%
0.65%
1.00%
For additional information refer to the Truth and Savings Disclosure for Certificate Accounts.  The Annual Percentage Yield is based on an assumption that dividends will remain on deposit until maturity.

Rates are subject to change without any prior notice and are accurate as of June 1, 2013.

This credit union is federally insured by the National Credit Union Administration.


 









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