Visa Platinum Cards

Whether you're looking to establish credit, transfer a balance from a higher-interest rate credit card or simply want a fixed, low rate credit card with rewards, TCT's Platinum VISA Credit Card is a great choice.



Balance Transfers and Cash Advances
When you open your account, based on creditworthiness

6.96% - 14.96% Fixed APR*

When you open your account, based on creditworthiness

8.96% - 16.96% Fixed APR*

Balance Transfer Fee   Cash Advance Fee   Annual Fee
$0   $0   $0
Apply Now   Printable Visa Credit Card Application (PDF) View Rates and Terms


Consolidate Higher Interest Debt

Transfer your higher interest balances to our VISA Platinum Card and enjoy a low 6.96% APR* on those balances until they are paid off. Simply complete our Balance Transfer Form and start saving today.

Balance Transfer Form


Be Rewarded for your Purchases and Balance Transfers

Turn your purchases and balance transfers into merchandise, travel or experience rewards including top name brand items, vacation getaways, and valuable services. Browse Scorecard Rewards


Shop and Travel with Confidence

Zero Liability Protection means you won't be held responsible for unauthorized charges made with your card or account information.



Security provides an extra layer of security when used in a chip card reader. EMV FAQ's


Emergency Card Replacement and Cash Disbursement


Fixed Rates

Means paying late won't raise your APR


Auto Rental Collision Damage Waiver

Decline the rental company's collision insurance and charge the entire rental cost to your card. Coverage is provided for theft and collision damage for most cars in the U.S. Coverage is secondary to your personal insurance.


No-Cost Travel Accident Insurance up to $150,000

Whether traveling across the country or around the world, purchase travel tickets with your card on any common carrier (air, land, or sea) and you're covered in the event of an accident or loss.


Report a Lost/Stolen VISA Credit Card:



Call for your VISA Balance:



Login to your VISA Account:





*Credit restrictions apply. All rates are subject to change without advance notice.


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