Share & Certificate Secured Loans

By pledging savings or a term share certificate balance, the Credit Union can lend money at the lowest possible rate to our members. 

The rate of interest on these loans is determined by the rate of interest the member earns on their share or term share certificate account plus 2%.

 Members cannot pledge as collateral any:

• checking (share draft) account,
• money market accounts,
• any type of IRA account.

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For current Share and Certificate Rates click here

To apply click here

Loan Addendum