Education Loans

Overview

We offer Undergraduate Private Student Loans to supplement financial aid and a Student Loan Refinance Program to help eliminate the hassle of multiple student loan payments and potentially lower your rate.1

 

Undergraduate Student Loan

A private student loan is a great way to fill the funding gap when scholarships, grants and federal loans have been exhausted.


  • Borrow up to $75,000 for Undergraduate Student Loans

  • Flexible repayments and in-school deferment options

  • No applications, no origination and no pre-payment penalty fee

  • Receive a 0.25% rate discount for automatic payments (ACH)

  • View Undergraduate Loan Rates

Learn More and Apply Now

 

Student Loan Refinance

Combine multiple education loans, both federal and private, into a single new loan with one monthly payment. If you're looking to simplify your education loans, this is the loan for you.


  • Refinance federal and private student loans, including PLUS loans, up to $125,000

  • Flexible repayment terms to fit your budget - select 5, 10 or 15 years

  • No application, no origination and no pre-payment penalty fee

  • Receive a 0.25% rate discount for automatic payment (ACH)

  • View Refinance Rates

IMPORTANT NOTICE: By refinancing federal student loans, you may lose certain borrower benefits from your original loans. These may include interest rate discounts, principal rebates ,or some cancellation benefits that can significantly reduce the cost of repaying your loans.


Learn More and Apply Now


Contact Info

Contact a student loan specialist at 877-230-4672 for Undergraduate, or 844-826-7779 for Refinance, or contact a College Access Counselor for a personal, one-on-one consultation. Whether you're a parent, high school student, or college graduate entering loan repayment, our counselor can walk you through the necessary steps to make smart decisions about paying for college - and beyond.

 

 

 

iGrad Article Archive Webinar Series Student Survival Kit
LIFE IS ABOUT DREAMS.
ACHIEVE YOURS.
 
EXTRA CREDIT
BLOG
STUDENT CHOICE
WEBINAR SERIES
STUDENT SURVIVAL
KIT
       
iGrad - The money management tool students love and schools trust. Dozens of news articles by industry experts covering
the Student Loan topic.
Understanding Student Loans
College Prep - Steps to Success
Understanding the FAFSA
TCT has everything you need to get on the road to financial independence.
     
Get Started - It's Free View Archives View Recorded Webinars Learn More

 

1Subject to credit qualification and additional criteria, including graduating from an approved school

*By using an external/third-party link you will be leaving the TCT Federal Credit Union Web site. We are not responsible for accuracy, security, or content of other Web sites. We do not represent either the third-party or the member if the two enter into a transaction. We encourage you to view privacy and security disclosures of all Web sites you visit.










                                Privacy Policy


  Disclosures/Forms
   Logo      Logo   This credit union is federally insured by the National Credit Union Administration