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Pre-Owned Boat & RV's

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Don't forget about our Money Market Special accounts and IRA's.

Loan Term

Up to 75% of List Price

76% - 100% of List Price


5 Years


6.50%


8.00%


10 Years


7.25%


8.45%


15 Years


7.80%


9.30%


New Boat & RV Loan Notes:

  • Certain credit restrictions apply on 10 & 15 year mid and high value loans
  • Maximum term is 3 years for boats & RV's with a top value of $5,000
  • Maximum term is 5 years for boats & RV's with a top value of $10,000
  • Maximum term is 8 years for boats & RV's with a top value of $15,000
  • Maximum term is 10 years for boats & RV's with a top value of $20,000
  • Boat and RV loans need to qualify as a second residence to have term of 15 years
  • Credit restrictions apply
  • All rates are subject to change without advance notice
  • TCT is not responsible or liable for errors regarding posted rates

Most banks and even other credit unions have commissioned tellers and loan officers. TCT does not have commissioned staff because that is not in your best interest. Fees are not in your best interest either, that is why our fees are much lower than banks and other credit unions.

Loan Terms

Low Value

Mid Value

High Value


5 Years


6.50%


7.25%


7.75%


10 Years


7.25%


7.75%


8.70%


15 Years


8.05%


8.75%


9.49%


Pre-Owned Boat & RV Notes:

  • Rates are based on loan to value as determined by NADA book value
  • Certain credit restrictions apply on 10 & 15 year mid and high value loans
  • Maximum term is 3 years for boats and RV's with a top value of $5,000
  • Maximum term is 5 years for boats and RV's with a top value of $10,000
  • Maximum term is 8 years for boats and RV's with a top value of $15,000
  • Maximum term is 10 years for boats and RV's with a top value of $20,000
  • Boat and RV-loans need to qualify as a second residence to have term of 15 years
  • Credit restrictions apply
  • All rates are subject to changes without advance notice
  • TCT is not responsible or liable for errors regarding posted rates
     
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  • TCT Federal Credit Union is a federally regulated financial institution. Unauthorized attempts to upload information and/or change information on this website is strictly prohibited and are subject to prosecution.
     
  • Any Links maintained on this website are provided for your reference only. TCT Federal Credit Union does not control these websites, and is not responsible for their contents. Because TCT Federal Credit Union provides the links to these sites it does not imply TCT Federal Credit Union's endorsement of any material on such websites or any association with or endorsement of their operators.
     
  • While reasonable efforts are made to include accurate and up-to-date information on this site, no representations as to the accuracy, timeliness or completeness of the information are made. In using this website you agree that its information is provided "as is" without warranty, express or implied.
     
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